Instant Transfers allow users to receive their money the same day (typically within 30 minutes of initiating the transfer) available 24/7, 365 days a year, including weekends and bank holidays.
To enroll in Instant Transfers, you will need an active debit card number, expiration date (month/year), and security code.
Please Note:
- Ensure that the debit card provided is not a prepaid card, as these are generally not accepted.
- Most banks support instant deposits, but some smaller, local banks or credit unions may not, in which case you may receive it as a next-day transfer.
- Payroll pay cards or prepaid cards do not accept or support instant transfers.
If you do not have a debit card, you can set up Next Day transfers instead. See: How Do I Set Up Next Day Transfers?
Steps to Set Up Instant Transfers
You can either set up Instant Transfers via the Tapcheck App or the Tapcheck Web Portal.
Tapcheck App Steps:
-
Tap ☰ More & then tap Bank Account & Card:
- Tap +Add bank account for direct deposit:
- Tap Instant:
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Fill in your debit card information and then tap Connect My Card:
Tapcheck Web Portal Steps:
- Log into your Tapcheck account from the Tapcheck Web Portal:
- Once logged in, from the left hand side of your screen, scroll down to Bank Account Details & click +Add next to Instant Transfer:
-
Fill in your debit card information and then click Use Card: